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Easier qualifying requirements for Purchase and Refinance mortgages with a low – down payment.

Key Features

FHA loans make getting a mortgage easy

  • Attractive interest rates with less stringent qualifications and credit requirements
  • Low 3.50% down payment requirement
  • Gift funds may be allowed for all or a portion of your down payment and closing costs
  • FHA loans allow sellers to pay up to 6 percent of the sales price to cover buyers closing costs
  • FHA streamline refinance loan option to save on your current monthly payment

Other loans you might be interested in:

  • VA Loan
  • 30 Year Fixed
  • 15 Year Fixed

Why an FHA Loan?

FHA loan qualification requirements

  • Credit scores as low as 580 may qualify
  • Refinance up to 97.75% of your primary home’s value
  • Buy a home with as little as 3.5% down (a primary home)

How an FHA loan works

  • Your actual payment will vary based on your situation and the current interest rates when you apply
  • Pay your mortgage at any time without pre–payment penalties
  • 30– year‚ 25–‚ 20– and 15–year terms are all available with fixed rates
  • 5–year adjustable–rate mortgages are available
  • Refinance your current FHA loan with an FHA Streamline to lower your payment

 

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