Mortgage Options | Best Mortgage if You Want: | ||||
---|---|---|---|---|---|
Easier Qualification | Loan Flexibility | Rate Security | Lower Equity/Money Down | ||
VA LoanThe VA Loan program is the most powerful home loan program on the market for many veterans‚ service members and military families. |
X | X | X | X | Apply Now |
FHA LoanThese government–insured mortgages require as little as 3.5% down payment and makes qualifying for your new mortgage easier. |
X | X | X | X | Apply Now |
Jumbo LoansTake advantage of today’s low rates for loans over $424‚100‚ now up to $3‚000‚000. 15–year‚ 30–year‚ FHA and ARM jumbo mortgage options are available‚ depending on the area. |
X | Apply Now | |||
30–Year Fixed MortgageThe 30–year fixed–rate mortgage gives you a low payment where your principal and interest payment total do not change. |
X | Apply Now | |||
15–Year Fixed MortgageGet a secure‚ low–rate mortgage and pay less interest over the life of your loan. |
X | Apply Now | |||
VA Refinance (IRRRL)Have a VA Home Loan currently? Take advantage of our streamlined refinance and obtain a lower rate or cash out. |
X | X | X | X | Apply Now |
FHA StreamlineIn an FHA mortgage now? Take advantage of the FHA Streamline Refinance. |
X | X | X | X | Apply Now |
Adjustable Rate MortgageThese rates are usually lower than fixed rates. It’s the best choice for the financially savvy consumer. Maximize your monthly budget with a 5- or 7-year ARM. |
X | Apply Now |
The type of loan you choose will affect your interest rate and your monthly payment, so it’s important to choose wisely.